Financing baja properties

What is Dream Loan?

At Intercam, we are aware that sometimes a change in pace and setting is much needed. That’s why we created the Dream Loan, a home loan mainly conceived for U.S. and Canadian nationals like you, looking to buy a house in Los Cabos or Puerto Vallarta, two of the most excellent beach destinations in Mexico. As a one-stop banking experience, we’ll hand-hold you until you get the keys to your dream property.


Currency: US Dollar.

Nationality: Citizen of the United States or Canada.

Status of Residence: Temporary Resident, Permanent Resident, or Non-Resident.

Minimum Asset Value: $250,000.

Loan-to-Value: Up to 65% of valuation (risk-adjusted).

Loan terms: 1 to 25 years (risk-adjusted).

Fixed Rate: Defined by credit profile and market conditions.

Fees: Underwriting, Closing, Origination.

Benefits: No penalties for prepayments, interest on unpaid amounts, or ability to finance some closing costs.

Subject to change based on market conditions.

Apply for Pre-Approval

Learn more about Dream Loan


Baja Properties offers an unparalleled level of service, expertise and discretion to its clients, buyers and sellers alike in Baja California Sur.

Contact an Agent